CREDIT RISK MODELLING TECHNIQUES FOR LIFE INSURERS

CHAPTER ONE INTRODUCTION 1.1. BACKGROUND OF THE STUDY This study examines the factors that influence the techniques of credit risk modeling for life insurers in Nigeria – a major developing economy of sub-Sahara Africa. Credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments.In the first resort, the risk is […]

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IMPACT OF NON-TRADITIONAL VARIABLES IN HEALTH CARE RISK ADJUSTMENT

IMPACT OF NON-TRADITIONAL VARIABLES IN HEALTH CARE RISK ADJUSTMENT CHAPTER ONE INTRODUCTION   1.1  BACKGROUND OF THE STUDY The business of risk adjustment has come a long way since the publication of the Academy’s “Monograph Number One” with the title, “Health Risk Assessment and Health Risk Adjustment—Crucial Elements in Effective Health Care Reform” in May 2013. Less than ten […]

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SURVEY ON MARKET RISK IN NIGERIA

SURVEY ON MARKET RISK IN NIGERIA   CHAPTER ONE INTRODUCTION 1.1.    BACKGROUND OF THE STUDY Market risk is the risk that the value of an investment will decrease due to moves in market factors. It can also be said to be the risk to an institution resulting from movements in market prices, in particular, changes in interest rates, foreign exchange rates, and equity and commodity […]

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EVALUATING THE IMPACT AND BARRIERS FOR DE-RISKING STRATEGIES

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF THE STUDY In recent years, the international community has begun to focus on financial inclusion as part of a broader strategy to reduce poverty, encourage economic development, and promote stability and security. For the purposes of this paper, the term “financial inclusion” refers to the provision of accessible, usable, […]

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